Few more months to go and this blog will turn 2 years old already. I remember back then, in November 24, 2008, I started this blog and began my journey to financial freedom listing down my goals in life. Last year, when this blog turned 1 year old, I listed some of the accomplishments that this blog achieved. Aside from my featured articles on Good House Keeping July 2009 and Good House Keeping September 2009 issues, I was also featured in Manila Bulletin’s Blog O-Rama and had a

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One of the most common deposit accounts offered by banks is a checking account. A checking account is one of the most convenient ways of paying goods and services especially if it involves huge amounts. It enables the account holder to pay without the need to bring cash. Thus, it decreases the incidence of theft. However, as compared to ordinary bank savings accounts, checking accounts are harder to manage. Without discipline and proper management, it can lead you to serious financial

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With the rise of internet and e-commerce nowadays, almost everything can be done online. You can trade stocks online, you can shop online, and you can also pay your bills online. It provides convenience and saves you time and money. If you’re responsible for paying the bills, you probably know what’s involved - paperwork, clutter, and lots of time preparing your checks and falling in line. Wouldn’t it be great if you were never bothered with tedious bill-paying chores

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Credit cards are very popular among shopaholics. The convenience of swiping and doing cashless transactions make credit cards the best companion in shopping. However, an alternative to credit cards are debit cards. So what’s the difference and similarities between a credit card and a debit card? Both cards are used by cardholders to buy good and services without using cash itself. In addition, both cards can be used to make purchases at the point of sale, over the phone, through mail

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Every successful entrepreneur starts from small not unless they inherited it from their parents who are tycoons by themselves. Through hard work and discipline, a small business can go into a large enterprise which can generate millions or even billions of profits. I am sure a lot of us want to start our very own small business. We are tired of having a boss who handles our time. If you are one of those who are contemplating of jumping to become an entrepreneur after being a long time

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Mutual funds are definitely becoming more and more popular nowadays since more and more people are looking for ways to grow their money aside from the usual saving and time deposit accounts offered by banks. Mutual funds open the door to a simple, uncomplicated path to increased wealth. They’re also one of the best ways to diversify your investments and spread your risk. As I mentioned in one of my articles before, mutual funds are companies that gathers a large pool of money and invest

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