Kindness. This is what God’s gift to mankind. He gave us conscience and sympathy to deliver kindness to others. If you want to be blessed in life, show kindness to others. It creates a chain reaction of delivering kindness to other people. It follows the universal Law of Karma. When you do more good things and help a lot of people, you get to make what we call ‘karmic deposits’ to the universe, so when the time comes you need it, you’ll be able to withdraw something

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Have you ever heard the phrase or been told you have to “spend money to make money”? Perhaps this is a new phrase to you as personal finance is all about saving and frugal living. Essentially, the phrase means that you if you allocate financial capital or resources into a particular endeavor, you will create a platform by which you can earn more money than you originally spent. Sounds easy enough, right? Well, it’s easier said than done. Check out a few examples of how to spend

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When we were little kids, we used to have piggy banks. Our parents used to tell us that we should save money. As kids, we are already taught by our parents the value of money. Every time we have some coins, we usually drop it to our piggy banks until it’s full. I remember when I was a kid, my mom opened a Kiddie Savings Account in a bank when my piggy bank was already full. There’s only one piggy bank that we are accustomed to – the one where we allot our savings. However,

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Merry Christmas everyone! Today is another day of the year to celebrate and be thankful for all the blessings that we received. Although I experienced some rough roads this month which included the disablement of my ‘online bank account’  and the further delay of the yields of my angel investing activities because of some problems with advertisers leading to liquidity problems of my business partner, still there’s a lot of things to be thankful for. Before the year ends, we

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For business owners, there are a lot of ways to fund your business. You can take a loan from the bank or cooperative, use your own savings, or borrow money from angel investors and venture capitalists. For investors, one way to grow your money is to become an angel investor and venture capitalist. Both types of investors need trust into the business they’re investing in. But what separates them is their equity holdings in the business. Angel investors are usually private individuals.

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