Credit cards are very popular among shopaholics. The convenience of swiping and doing cashless transactions make credit cards the best companion in shopping. However, an alternative to credit cards are debit cards. So what’s the difference and similarities between a credit card and a debit card? Both cards are used by cardholders to buy good and services without using cash itself. In addition, both cards can be used to make purchases at the point of sale, over the phone, through mail

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Every successful entrepreneur starts from small not unless they inherited it from their parents who are tycoons by themselves. Through hard work and discipline, a small business can go into a large enterprise which can generate millions or even billions of profits. I am sure a lot of us want to start our very own small business. We are tired of having a boss who handles our time. If you are one of those who are contemplating of jumping to become an entrepreneur after being a long time

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Mutual funds are definitely becoming more and more popular nowadays since more and more people are looking for ways to grow their money aside from the usual saving and time deposit accounts offered by banks. Mutual funds open the door to a simple, uncomplicated path to increased wealth. They’re also one of the best ways to diversify your investments and spread your risk. As I mentioned in one of my articles before, mutual funds are companies that gathers a large pool of money and invest

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Today, I will tackle about the two ways to achieve financial freedom. Achieving financial freedom is one of the goals that a lot of people want. Who else does not want to enjoy their lives to the fullest without having to worry where to get their day to day meals? Who else does not want to spend their time with their loved ones without the stress that work brings? In my journey towards financial freedom, I learned two ways on how to achieve it. I am not saying that I already achieved

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I’m sorry for not having enough time to update this blog. I have been very busy in other matters during the past few weeks. Anyway, I would like to tackle in this article another lesson that I’ve learned from the famous Robert Kiyosaki that covers the investment topic of risk vs. risky. Risk and Risky are two different terms. Except for the fact that one is a noun and the other is an adjective, risk and risky are two different terms when it comes to investing. Risk is primarily

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Goals serve as a source of motivation. Everyone should start with their own individual goals. I started this blog with my own goals and as I have mentioned in one of my previous posts about setting a goal, one should consider having a SMART goal. That is S- Significant, M- Manageable, A- Achievable, R- Realistic, and T- Time Bound. In order to set your goals in order to achieve them, you must first consider what motivates. From there, pick the ones you think would really give you the most

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One of the lessons I’ve learned in my pursuit of financial freedom is that each and everyone of us has the potential to achieve it. Now, if you don’t believe in this, then definitely you don’t have chances of becoming rich. However, if you beleive in it, then the next step is the question on how to unleash and release this potential in order to achieve your goals. Here are some of the steps I believe that everyone should do in order to unleash the financial potential inside

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A lot of people nowadays days wanted to become rich. You could clearly see by watching TV. There are numerous people joining various TV shows in the hope of winning the cash prize. Alternatively, there are also a lot of people who wants to enter show business. Aside from the fame and glamour it brings, it is one of the easiest way to get rich. In addition, you could also see the long lines of people buying tickets for Lotto everyday. You would wonder how hopeful a lot of people has become

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In business, sales and marketing is definitely the heart and soul in making a profit. If you don’t know how to market your products and services, you cannot have clients or leads. Marketing is a way of letting potential leads know that your business exists. It’s important to send a clear message to customers: How will your product or service make their lives easier or better, and what sets it apart from the competition? There are many ways to get this message out. As a busy

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We all want to become rich quick instantly. Who else want to work hard to become rich anyway? In one of my previous articles, I wrote about ways on how to get rich fast. However, chances that these might actually happen to you are very slim to none. Unfortunately, many of us are being made to believe about get rich quick schemes or businesses. These so-called ’scams’ are disguised as opportunities presenting themselves for us to grab quickly before it ‘expires’.

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