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I think many of you would agree that a lot of us are employees. We have a definite working time schedule. We have a boss. We work on a particular role. Basically, we work hard to sustain our day to day living.
But if you want to achieve financial freedom, you should not just work hard but work smarter! Yes, you will earn more by working harder. You will work even harder if you got promoted because of the additional responsibilities and tasks that will be assigned to you. You will become probably rich because of overtime and pay raises but definitely you would sacrifice a lot.
You will risk your health because of stress. You will lessen the time for your family and friends. In short, you will not enjoy the fruits of your hard work if you will only just work harder. Added to that, the government is your number 1 beneficiary if you work harder. Your pay gets taxed first even before you get it.
Don’t just work hard, work smart too. How to work smart? Here are some of the the things that you could do to work smarter!
Work like a smart entrepreneur. If you have the capacity to become an entrepreneur, start a business. An entrepreneur leverages his resources and hires people who are smarter than him to work for him. Yes, he will work but on the supervisory level only. He delegates tasks and he gets rich by doing it. These are the tactics of taipans and tycoons.
Learn financial intelligence. If you would just work hard and even harder, you will definitely end up burnt out of your work. If you are financially literate, you would accumulate assets while you are working. And as these pile of assets accumulate over time, it would be sufficient to provide you with your needs without working. Choose to be the ‘rich person’ as Robert Kiyosaki said and not the ‘poor’ and ‘middle class’ persons who buy liabilities they think are assets.
Work for passive income. As I already mentioned in previous posts, passive income is your money working for you. Try to work little by little for passive income while you have your job. And as your passive income grows, then that would be the time to go full time for it.
Ultimately, working smarter is shifting from either the Employee (E) and Self Employed (S) quadrant of the Cashflow Quadrant to either Big Business Owner (B) and Investor (I) quadrants.
Enjoy Life. Work hard BUT work SMARTER!
Here are some links of my past articles that would lead you to work SMARTER.
What To Read Next
- The Three Piggy Bank System
- New Rules of Money: FOCUS
- What are Assets?
- What is Rat Race and How Do You Escape From It?
- Money Problems: How the Poor, Middle Class and Rich Handle It
This entry was posted on Tuesday, August 25th, 2009 at 11:39 pm and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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I also suggest that if a person is a full-time employee and has residual sideline income on the side, best to sign up as a registered professional at the Burea of Internal Revenue and be able to issue receipts. This way, come income tax filing time, all proper expenses can be declared.
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Most if not all the blueprints are done already(in this blog), the problem is I had difficulty(action) in applying it…
btw, good to know that the site is back..!
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thanks for this, i have been an entrepreneurship graduate myself and i am not even applying my degree. i am working full-time in a marketing position. I really want to open up a business but i still want to gain much experience before anything else.
Bytheway, thank you so much for this site. i have been a follower of your blog. kudos! i am also learning a lot from suze ormon (oprah’s financial adviser) maybe you might want to consider than also in case you need additional reference.
thanks for this.
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Hi tyrone,
Wonderful topic. I have been also a follower of your blog. I learned so much. I’m an employee in an american company but my income can’t support all my needs. I have a sideline income that help to fullfill all my needs. I want to set up a small business but I think I can’t handle for now. I need some training about the business I will be set-up. I want to be a BOSS. I’m really toxic with the people around me here at office especially with my manager…Hmmp…Hope someday that Im ready to setup my business , I can ask a help from you. Thanks! More power to your site. God Bless you…
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@ Jay Aldecoa,
Thanks also Jay. I do agree that experience is a must before you start a business. Added to that are your networks for they will become your marketing agents to source out your clients and customers. Keep on visiting and spread the link of this blog among your friends and colleagues.
@ Jaja,
Sure, you can count on me. Just post any of your questions here and I’ll answer it as much as I could. I’m also an employee for now but I’m trying to build assets little by little. I ventured into a business before as a capitalist but it never operated. I guess I was quite immature back then since I was still young. I chose the wrong business partners.
I guess I need to be employed first and build contacts before I will start all over again. Whatever makes you happy, pursue it – whether be it on the employment or in business.
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Hi Tyrone,
Thanks you so much..Yeah, your right… We need to choose the best business partners and also we need to have a lot of experiences before go in to the business…You know what I put “Enjoy Life. Work hard BUT work SMARTER! ” in my status in YM. Some of my friends said that’s a wonderful status. I shared to them you site. Btw, just got your site from Mcbilly. Im also a follower of his blog…Thanks again…
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Hi Tyrone,
It is particularly important to work smarter, not harder, when you are self employed. Whether you run a comfortable home based business or you’re a high flying entrepeneur it pays to work smarter – I call it learning to employ yourself.
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