Archive for the “Personal Finance” Category

All of us have money problems whether you belong to the rich, middle class and rich people. However, there’s a big difference among the money problems faced by these people. Poor people usually thinks that they are victims of money problem. They usually blame the government for lack of opportunities, their parents for not providing them good life, and sometimes even God for having that kind of life. Their excuses are bigger than their dreams and goals in life. Poor people usually

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Happy New Year to all! Forgive me for not constantly updating my blog since I have been occupied with a lot of tasks at work lately. I had a coffee last night with friends after watching a movie. I was surprised upon knowing about their average monthly credit card bills. It’s easy to get credit. In fact, the leniency of banks and financial companies to give credit caused the recession in 2008. Unfortunately, just as how easy to get a credit, it’s even easier to misuse it. With a

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Readers and visitors of my blog, I invite you all to a seminar to be conducted by my colleague, Ray Alejandrino. The seminar entitled “Strategic Investing and Practical Fundamental Analysis” will teach attendees about investments particularly in the field of bonds, mutual funds, UITFs, and stock market using economic, industry and company analysis. It is for aspiring investors who wants to broaden their understanding of how their money works for them through investing. Here are

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One of the most common deposit accounts offered by banks is a checking account. A checking account is one of the most convenient ways of paying goods and services especially if it involves huge amounts. It enables the account holder to pay without the need to bring cash. Thus, it decreases the incidence of theft. However, as compared to ordinary bank savings accounts, checking accounts are harder to manage. Without discipline and proper management, it can lead you to serious financial

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Today, I will tackle about the two ways to achieve financial freedom. Achieving financial freedom is one of the goals that a lot of people want. Who else does not want to enjoy their lives to the fullest without having to worry where to get their day to day meals? Who else does not want to spend their time with their loved ones without the stress that work brings? In my journey towards financial freedom, I learned two ways on how to achieve it. I am not saying that I already achieved

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