I have been a direct stock market investor since September of this year. In just a short span of time, I have learned a lot when it comes to trading stocks and these are the following tips that I would share to my readers on what stocks to buy. Although some of these cannot be employed here in the Philippines since we have a small market, a lot of them will be useful in other countries. Note, however, that I am not knowledgeable in technical analysis, a program used by traders to assess the

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Mutual Funds and Unit Investment Trust Funds (UITFs) are both open-ended pooled funds managed by an expert fund manager. This means that your money together with the money of all other investors in the fund will be invested by the fund manager in a diversified portfolio of investments. Both types of investments have holding periods. The fund manager will then invests it in four main types of funds named Money Market Fund, Bond Fund, Balanced Fund, and Equity Fund classified by the risk

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Today is the end of the month of November. As mentioned, I will start updating my networth monthly to keep track of my developments. This will be my first post on its update. As of now, there’s still no basis for comparison so I will use the original principal amount for investments and for cash position, the basis will be the month-end cash position for the previous month of October. So again, networth is simply defined as: ASSETS - LIABILITIES = NETWORTH Our aim is to increase

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You can view the walking image of a person towards the summit of the ladder as my main header image. He is walking his journey to reach the top. In order to reach it, a collection of simple yet powerful ideas should be bear in mind to successfully reach the top of his journey to millions. It will be up to you to make and implement it into actions. ACHIEVE IT!   You don’t need money to create money. Face your fears. Use the power of connection. Always keep your eyes open for

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Just like any other personal finance blogs that I visited, I will start providing updates on my networth and this blog will be a living witness as I increase and improve my networth until such time that I retire. As of this writing, I am on my silver anniversary of birth in this world. But first of all, what is networth? It is simply defined by this equation. ASSETS - LIABILITIES = NETWORTH Based on the equation above, an increase in assets corresponds to an increase in networth.

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Everyone thinks of a perfect business. A business with no loss. A business where income continuously flows. But is there really such a perfect business? For me, I think there’s no perfect business. We can see a lot of huge businesses but even the most admired and established one can be like a building that can one day collapse. This is what happened lately to one of the largest securities firm Lehman Brothers. Nevertheless, I gathered some ideas to at least minimize the possibility

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Ok, you may now be thinking of choosing what business to start. There are a lot of business ideas in your mind. They are all thoughts. Which one of them will materialize? In choosing what business you should start, ponder the following tips: Go back to your past - This simply asking yourself what business were you involved in the past? Did you sell ice candy when you were a kid? Then perhaps you can open a part time business selling ice candies in your home with your neighbors as clients. Did

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