All of us are working to provide for our basic needs - shelter, food, clothes, etc. Some of us also wants a nice house, cars, gadgets, and all other luxuries in life. And what do we need in order to satisfy these needs and wants? - MONEY. In order to provide these needs, we need to regularly save our paychecks so that we can invest in our future. Money may indeed solve these problems of our basic needs because we need it in order to survive but it can also create more problems. The ultra

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As a blogger, I do my blog hops everyday whenever I find the time for it. I had visited a lot of blogs already. Some blogs made me stay to read some of the articles written while some were just a glance with less than a minute of my time spent browsing them. However, very few of them caught my attention and my admiration. Here are some of the blogs that I truly admire in one way or another.   John Chow - As his blog say, “The Miscellaneous Ramblings of a Dot Com

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You are in a business already. You have the products or services to offer. But how do you price your business products or service? We all know that price depends on the law of supply and demand. That is, a strong demand with low supply can command a high price while a strong supply with a low demand can lead to lower prices. In economics, we have to determine the equlibrium price, which is where the supply meets demand. The equilibrium price theoretically should be the price of your products

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Land Banking has been one of the most traditional forms of investments. We all know that real estate is one of the best source of income as it appreciates over time. Personally, I don’t know the term Land Banking until I attended a seminar by the Walton International Group about their business called “Land Banking”. Land Banking is the business of purchasing raw agricultural lands, developing it, and eventually converting its zone from agricultural to residential or

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At the start of any new day for you, always remind yourself about these powerful words. It would be good to start your day with it. Keep a post on your walls so that you can always be reminded to start the day right with positive thoughts to attract positive things. It serves as my inspiration and uplifter especially in times of desperation and frustration which I usually experience at my job. I hope it will also uplift you like it did to me.   No, don’t ever let good enough be good

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I want to share this powerful prayer called “Winners’ Creed” which I received thru a text message long time ago. It is an act of communication with God that guides us. I know that prayer works as long as you coupled it with determination, will power and definitely ACTION. With God’s help, I believe that prayers can move mountains. In Filipino, there’s a saying: “Nasa Diyos ang awa nasa tao ang gawa.”   Winners’ Creed I am a winner. I have faith

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Yourself is the most important thing that needs investment. Without you working, you cannot generate enough income to sustain your needs and wants. You must therefore invest in yourself. Try to improve yourself and be able to face the challenges that lies ahead with great strength and confidence so that in the end, you’ll end up as a winner! INVEST IN YOUR MIND. Wisdom and knowledge have been considered as the most important treasures that a person can possess. Material treasures like

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Okay, you already set up your business. It has been running quite okay for several months. But reality bites and slowly you are encountering several problems already. It has been losing money extensively. And you will come up to a certain point and ask yourself: Is it time for me to shut down this business? This is the most difficult decision for a committed entrepreneur: close the business because it is not making money anymore and is in fact, a ‘money black hole’. Many committed

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You’ve worked hard. You’ve saved as much as you could. You’ve made the right moves to secure your future. But what would happen if you outlive your spouse? What would happen to your children? Replacing the breadwinner’s salary in case of death is the main purpose of a life insurance. It protects life. It insures life’s uncertainties and ultimately, that is death. Yourself is the most important investment because without you working, your family’s financial

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You’ve worked hard for that money. You invested a lot of your effort into it. And now you chose real estate properties as your choice of investment. Before you finalize your decision to buy that real estate that you’re eyeing, let me share to you some tips on how to get that property. I’ve been involved in a company before where we buy distressed assets and before we invest, we take our time to really have our detailed due diligence on it especially if it involves a high tag

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