Business theft has been one of the causes for a business to shut down. You don’t realize that your most trusted employees for several years suddenly would back fight you and will steal from you. Some employees are too confident to commit theft as you have built your trust with them and it won’t be obvious at first as they start pocketing little amounts of money or goods from your business. It won’t be too long, usually it will take several months that you will discover the theft being

Read the rest of this entry >>

National Book Store, the Philippine’s largest chain of bookstores is the featured success story for today as we witness the life story of the woman behind it, Socorro Ramos or more commonly know to her staffs as Nanay Coring. Her story is truly an inspiring one as she built the business National Book Store from scratch with a lot of challenges and hurdles as she and her husband Jose Ramos literally built and rebuilt the business three times from scratch. That’s the true entrepreneurial

Read the rest of this entry >>

Today’s featured story on the spot light is the life story of the world’s greatest investor known as Warren Buffet and considered as the “Oracle of Ohama” for his investment tactics. He owns probably the most expensive stock in the world, which is his company Berkshire Hathaway, which reached its peak for a much as $147,000 per share. He is considered as the richest man on earth last year 2008 at the age of 77 with a networth of US$62 Billion overtaking his longest

Read the rest of this entry >>

“If you have 1 Million US Dollars, how would you invest it?” This is the question that some visitors post in personal finance forums that I visited. 1 Million US Dollars is not that big nowadays but I can say that it is still an achievement to reach that amount especially if you worked very hard just to achieve that goal. If you were lucky enough, you can win in lotto and can easily get a 1 Million US Dollars to invest. Before investing that 1 Million US Dollars, you might want to

Read the rest of this entry >>

I remembered before that I chatted with a foreign exchange (forex) trader when I was thinking to try foreign exchange trading online as one of investing. And I asked him: “What Makes Currency Rise or Fall?” In our discussion through Yahoo Messenger, he stated that currency trading is more stable than the stock market. He said that ‘currency trading is a balancing act between a particular currency against a basket of other currencies.’   If one currency fall, then

Read the rest of this entry >>

In continuation on Kiyosaki’s Cashflow Quadrant financial literacy education, I have read about the so-called “7 Level of Investors” in which each level was described according to their level of financial education from level 0 to level 6. It’s comparable to little steps towards achieving financial freedom. How do they think? How do they invest? And who among these level of investors can you consider yourself? Let’s view each level of investor and identify on

Read the rest of this entry >>

Dr. Rolando Hortaleza, the owner of the local Splash Corporation competing and knocking down multinational brands, Unilever and Procter and Gamble Philippines, is the featured entrepreneur success story today. In an interview with The Philippine Star last August 2005, Dr. Hortaleza tells about the “bitter taste” of success after carefully assessing that he could not support his wife and their daughter with his income if he practiced Medicine - he dared his fate to become an

Read the rest of this entry >>

I have been involved in stock trading for quite some time now. Due to the question of one of my avid readers named dlanor from Saudi Arabia, here I am now sharing some stock trading tips that readers can use to trade stocks. But before anything else, for the beginners in the stock market, you might want to read my article on how stock market works to familiarize yourself on the stock market.   Once you already got familiarized with the stock market and started doing stock trading, here are

Read the rest of this entry >>

Most of us are employees getting paid from our day-to-day work in a company. We are somewhat ‘slaves’ by our bosses. No work no pay. It’s definitely a big satisfaction to be your own boss of your own business or company, an entrepreneur. According to Kiyosaki’s Cashflow Quadrant, it’s one of the best ways of getting out from the rat race and to achieve financial freedom – that is a shift from employee to entrepreneur. Are you thinking of getting out from being an employee to

Read the rest of this entry >>

One of my earlier post, I said that Time is Money, which proves that we need to invest to fight inflation.  I attended a seminar where I learned about the relationship of money and time management. It suffices to say that when you have money, you can manage your time effectively. In our discussion, there are 4 types of persons with respect to money and time management. These are people with:   No Money and No Time. Oh, these are the worst people I guess. These are people who don’t

Read the rest of this entry >>

Happy Valentine’s Day in advance to all my readers! In celebration of the upcoming valentine’s day, I am participating on thousands of bloggers out there giving valentine gift ideas to a lot of readers. With the thriving economy nowadays, a lot of us were left unemployed. We need to be more frugal in spending our valentine’s day and so here are some of my unique valentine gift ideas that will truly show how much you care for her this valentine’s season: Valentine Gift

Read the rest of this entry >>

John Gokongwei life story is another rags to riches success story of a true Filipino Taipan entrepreneur. His business empire company known as John Gokongwei Summit Holdings, Inc. or J.G. Summit Holdings, Inc. for short has been one of the most successful conglomerate in the Philippines today competing with more solid names such as SM Malls, PAL, and Ayala. It has business interests in branded consumer foods (Universal Robina Corp.), real estate property development (Robinson’s Land Corp.),

Read the rest of this entry >>

Life is like a game of chances. You can win or you can lose. Everyday, we are faced with challenges, which can either lead us to become a winner or a loser. Learning financial literacy is essential to increase your chances of winning the game of life. Consequently, it is best to play the cash flow game to gauge how well did you grasp the concepts in winning the game of money. Recently, I watched another video again of Robert Kiyosaki as now he talks about the so-called Game of Money where he

Read the rest of this entry >>

I’ve been involved in the distressed investments industry ever since I started my employment. I was lucky being hired by an asset management firm in charge of due diligence of huge distressed debts and assets of the acquiring vulture fund investor. It was stressful and at the same time exciting career opportunity. According to the latest study of debtwire on distressed debt outlook for North America and Europe for 2009, a lot of investors is waiting until the second quarter of 2009 to

Read the rest of this entry >>