Nowadays, because of the global financial crisis, a lot of were laid off in their jobs. There were a lot of job cuts all over the world. What will you do if you’re one of them? What will you do if you’ve just learned you’re about to be laid off? What now? Of course, you will feel depress. Some people even commit suicide. Even before you start a new job hunt, you can take steps to shore up your financial concerns. Grab a pen and some hope. If your employer begins your exit paperwork and

Read the rest of this entry >>

As we end the month of March, here is another update when it comes to the developments of my financial goals. Last month of February, I did not provide networth developments since there was no movement back then. This month of March has been one of the most remarkable months for me when it comes to the developments of financial goals. Here are the updates for the month of March which moved me closer towards achieving my first ultimate financial goal. Stocks. Apparently, the latest news on

Read the rest of this entry >>

We all know Warren Buffett, the stock market mogul and considered as the world’s greatest investor. He owns the company Berkshire Hathaway which has the most expensive stock in the world. But who is the mentor of Warren when it comes to picking the right stocks to buy? It’s Benjamin Graham. “An intelligent investor should buy common stocks with a margin of safety, a large discount to book value or “intrinsic value”, and sell when prices approach full value”. This timeless advice

Read the rest of this entry >>

It’s not how much you earn but how much you are saving. No matter how high the amount you are earning, if you couldn’t just save, then your future will be dim. The ultimate goal is earn more and spend less. Don’t give in to the cultural temptation to buy more and more things you don’t need! In my earlier posts, I made an article on how to save more money by saving your monthly paychecks. Now, I’ll share some ways to spend less money in shopping. You can cut back on unnecessary

Read the rest of this entry >>

There are lots of definition for the word entrepreneur. Some, they say that they were already entrepreneurs once they sold products in street or with others, they just inherited a business from their fellow entrepreneur. If you have a business, will you be automatically be called an entrepreneur? This has to be clearly defined, because these are the people who will lift this dear country of ours from poverty. From various definitions, the concept of entrepreneurship is INNOVATION. It is a new

Read the rest of this entry >>

Today’s On the Spot Light features the 20 Richest Billionaires in Finance Industry as featured in Financial News by Matt Turner. Everyone is affected by the global financial crisis. Even the world’s richest billionaires. According to Forbes, last year, the world had 1,125 dollar billionaires. However, today that number has been decreased dramatically to a meager 793. An astounding $1.4 Trillion were wiped out and vaporized in an instant.   Topping the largest losers was Anil

Read the rest of this entry >>

With the rise of ecommerce, everybody can buy stuffs in the internet with the use of a credit card. Credit card fraud is becoming rampant nowadays. You might just be shocked to see your next credit card bills ballooned with a lot of transactions you did not recognize. We must therefore protect ourselves from these people who steal from our credit card accounts. Here are some of the tips to secure your credit cards. Tip 1: Keep a record or memorize your credit card number and your issuing

Read the rest of this entry >>

As I have mentioned in my previous article, internet business is really profitable, You may probably be one of those persons blogging for some extra money. Whether you have joined affiliate marketing, PPC, direct advertising, etc., you have probably earned some online earnings. Now, how do you invest those online earnings? One option is that you can withdraw them to your bank account and invest it offline thru the various ways of where to invest your extra cash. But another option is you can

Read the rest of this entry >>

I’ve seen some internet business when I do my blog hops from time to time. And there are really a lot of persons making huge sums of money from their blogs and websites. As time passes, a lot of persons are addicted to blogging because aside from sharing their personal experiences and expressing their thoughts and opinions, they can also make money out from it. So why internet businesses is one of the most profitable business in the world? Let’s view my article on some of the

Read the rest of this entry >>

Lucio Tan, probably the most controversial of all the Filipino Tycoons, is the featured success story today. He was once the longest running richest man in the Philippines not until last year when his great rival retail tycoon Henry Sy overtook him in the throne. Although some of us knew Lucio Tan got involved in various controversies as in the case of tax evasion, having a lot of children in different wives, and having close friends in politics like former Philippine Presidents Marcos and

Read the rest of this entry >>

We read a lot. We watch movies. We hear words. We attend seminars. We participate in discussions. We attend different exhibits. These were just some of the ways we learn things. In continuation of my financial literacy education, I watched a video called “The Cone of Learning” discussing the different ways of how we learn things discussed by Kiyosaki. In this video, he discussed the different ways of learning things from the least effective to the most effective way.   In his discussion,

Read the rest of this entry >>

In my last article on credit cards, indeed credit cards can be friends and allies in achieving financial freedom if you know how to use them properly. But without discipline, it can be your worst move to avail them as they can literally be a ‘blackhole’ that can drain your finances. Being in a good credit standing, I have received a lot of offers from credit card companies. Usually, I will be interrupted at work by credit card telemarketers and they will offer me various credit

Read the rest of this entry >>

As the saying goes, “the early bird catches the worm”, one of the things that I learned in the journey towards financial freedom is to start early to retire early. The earlier we started saving money, the earlier we started our financial education, the earlier we started to invest, we can be guaranteed that we can also retire earlier. Why not? Retiring early is one of the best options of a lot of people. Who wants to work for the rest of their lives? Who wants to be bothered by

Read the rest of this entry >>

The month of February has ended and it’s time for me to make a post on my recent developments. As I am making this post, I was quite dismayed by the fact that when I visited bloomberg for updates on what’s happening on the financial markets all over the world, I was surprised to see a series of bad news about the global recession: First, the Dow Jones Industrial Average (DJIA) in US set another record low falling below the 7,000 mark for the first time since 1997. Second,

Read the rest of this entry >>