Today is the last day of the month of April and this day April 30 is a very special day. Why? Because it is simply my BIRTHDAY! I just turned 26! Quite old enough huh? Anyway, since this is also the end of the month, I would like to follow up the developments with my financial goals as this blog is about to witness all my success in the career and financial side. I thank God for all the blessings He’s been giving me. Thank You Lord for another year of my life.   Careerwise, I was

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I was glad because I was recently contacted by someone from Good HouseKeeping Magazine of Summit Media to offer advise and tips for their Money Makeover piece. It was a piece requiring tips on the situations provided by their readers. Let me share to you two of the four questions I have answered. I cannot wait because they said that the issue where I will be featured will come out this coming month of July. So to all my readers, thank you for the continuous support. Let’s also watch

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Are you planning for your retirement? The earlier you plan, the more successful your plan will be. Retirement planning involves a lot of sacrifices, discipline and hard work. You want to live a good life in your golden years. What if you are about to retire in the next 10 years? But you haven’t save enough? Where do you start? Early retirement is the goal of many. Here are some of the simple advices to successfully enjoy the retirement of your dreams.   Estimate expenses. Take charge. Do a

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Quizzes are now becoming a lot more popular nowadays. In facebook, there are so many quiz applications from a quiz on your personality, moods, hairstyle, songs, movies, etc. Upon browsing Salve’s Money Smarts, I recently took up the Money Personality Test that I found. And the results are quite accurate as for me with regards to my personality on money. The results said that I am a “Micromanager”. What does it mean? Read the description below: Micromanagers love planning,

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Are you drowned in debt? Taking out a second mortgage once meant you were in financial trouble. Today, people take out home equity loans, which is another name for a second mortgage, to pay for everything from home renovations, weddings, and other loans. Although some people consider it as a smart way to borrow money, this type of loan can be hazardous to your finances. Equity is the amount left over after you subtract your home loan from what your house is worth. People think this type of

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Buying a home is definitely in everyone’s dreams. It is our biggest investment. If buying a home is in your future, good budgeting includes saving to pay for as much of it as possible. When you’ve set aside a significant amount, your next step may be to get a home loan to cover the rest. A lot of banks and financing companies offer home loans. It’s important to do some homework so you’ll get the right loan from the right lender. There are basic rules and ways to follow when you’re

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