Millionaire Acts

Buying a home is definitely in everyone’s dreams. It is our biggest investment. If buying a home is in your future, good budgeting includes saving to pay for as much of it as possible. When you’ve set aside a significant amount, your next step may be to get a home loan to cover the rest. A lot of banks and financing companies offer home loans. It’s important to do some homework so you’ll get the right loan from the right lender. There are basic rules and ways to follow when you’re

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I recently read an article published by ING Asia on Philippines’ Investor Sentiment. According to the published report, the investor confidence level during Q1 of 2009 further dropped 6% from the 4Q of 2008 values. Majority of the Filipino respondents in the survey view that the current situation was just an economic slowdown rather than a recession or depression as what other neighboring countries have been experiencing. However, majority of Filipino investors remain concerned about

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Are you a frequent shopper in grocery and supermarkets? Do you want to save money while shopping in supermarkets buying the goods that you need from foods to other grocery items? With the current global financial crisis, we really need to do a lot of saving. We need to save our paychecks. We need to budget our money. And the latest money saving tips I will give is on how to save your money while doing your regular shopping in a supermarket.   These are some of the thrifty tips that could

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Condominium communities are becoming popular nowadays especially in places where there is a surge of development like business districts. You can see a lot of high-rise condos. The trend now is going vertically and not so much horizontally in land development because land is becoming scarce in developed places. Condominiums are once the realm of singles but many retirees and empty nesters have struck gold in their golden years by settling in condominium communities. If you were to choose,

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The key to financial success is your investment plan. What is an investment plan? That’s the part of your overall financial plan that helps you figure out exactly how to build wealth you need for retirement, college education of your children, or a new house or car. In an investment plan, you decide how much you want to put into certain kinds of investments to reach your overall goals. It is a structured plan that provides discipline and helps you stay on track. So how do you prepare an

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