Today is the first day of June and here I go with reviewing the developments that I made over the last month of May. I’ve been seeing the uptrend in the stock market over the last few weeks. The Philippine Stock Index is reaching 2,400. And this means good news for me since I have some investments in stocks both directly and indirectly thru Unit Investment Trust Funds and Mutual Funds. Because of these developments, there has been a huge jump from last month’s figures. These

Read the rest of this entry >>

This post educates my readers regarding investing in mutual funds. I myself started investing in a mutual fund when I was 22 years old. Back then I used my performance-based bonus in our company and invested it in a Bond Fund in Sun Life. What are mutual funds? Mutual funds are open-ended pooled funds. People invest their money in the fund and a leader called the fund manager invest it in behalf of its investors. Usually, mutual funds enable the possiblity of small time investors to invest in

Read the rest of this entry >>

Are you looking to set up a business but having problems with how to finance it? You’re having problems on how to get the capital funds to set up a business? There are several ways to finance a business. Find out how to source out capital funds for your business. To start a business does not necessarily mean that you always need to have cash as capital. Cash is not the only factor that you must consider before you decide to start a business venture. You will find several ways to finance a

Read the rest of this entry >>

Water and electric utility bills consume a huge chunk of our monthly budget. Utility costs can hold you hostage. You want to lower them, but you also need water and electricity to live. Never fear because you can cut your bills without cutting corners. And with these frugal ideas on how to cut your water and electric bills, you can not only conserve water and energy for the environment but also you can save thousands of dollars each year which you can invest for a passive

Read the rest of this entry >>

It’s one of the most popular and profitable ways to invest in real estate these days especially because of the onset of the global financial crisis. How to make money in real estate? Buy a house cheaply, renovate it, and resell it for an immediate profit. Sound simple? It is, but only if the property is cheap. If not, look for a better bargain. So how do you look for bargain? How do you make money investing in real estate? Here are some advices on how to make this method work for

Read the rest of this entry >>

These past few weeks, I am thinking of starting another category for this blog. I want to offer more help to my readers and so I decided to have a tips category that will help my readers to achieve those financial goals. Nowadays, because of the global financial crisis and job lay offs around the world, it’s tough to apply in different companies. It’s hard to lose a job especially when you have a family to feed. Because of this, I decided to write a post on cover letters that

Read the rest of this entry >>