Archive for May, 2009

These past few weeks, I am thinking of starting another category for this blog. I want to offer more help to my readers and so I decided to have a tips category that will help my readers to achieve those financial goals. Nowadays, because of the global financial crisis and job lay offs around the world, it’s tough to apply in different companies. It’s hard to lose a job especially when you have a family to feed. Because of this, I decided to write a post on cover letters that

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Dissatisfied with the terms of your current credit card? Think of ways how you can get credit card companies to waive fees, lower your interest rates or increase your credit limit. Pick up the phone and try calling them right now. Anybody can do it. It takes persistence, organization, and patience. You also need to have credit options. You need to be able to transfer your credit balance to another credit card and fire your current credit card bank. Choose the best among them.   Get tough.

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You’ve heard a lot about positive thinking. You are what you think. Mind over body. Using the law of attraction coupled with action and determination, thinking positively may bring us to our dreams closer. As Paulo Coelho said in his book entitled The Alchemist: “When you want something, all the universe conspire in helping you to achieve it.” Nowadays, with the current global financial crisis and with all the problems that we are facing, positive thinking sometimes is hard

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Becoming a millionaire involves discipline, hard work, and financial education. A lot of us are dreaming to become a millionaire and I was one of those. That is why I simply created this blog entitled Millionaire Acts – to know how a millionaire acts and to mimic their success. Based on the book that I read entitled “The Millionaire Next Door” (See all Personal Finance Books) in which the authors conducted a study on how millionaires live, we can deduce what these millionaires

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The business plan or the feasibility study of a business is the key to your banker’s wallet. If you plan to borrow money to start your business, it would be wise to write down your business plan first. Lenders want to know what you are going to do with their money, among other things. Makes sense right? Even if you plan to use your own capital, it is wise to write a business plan. Your business plan gives direction to your business. You would like to know where you are headed with your

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