Each and every one of us has his own source of motivation. Motivation drives us to excel in the things that we do. It empowers us to become the best that we can be in every thing that we do and in every endeavor that we enter ourselves into. What’s your source of motivation? You may use your economic status as your motivation. You want to alleviate the way you live. Or you may use your family as your source of motivation. Or you may want to prove yourself to other people who don’t

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Are you a shopaholic? Are you a frequent shopper? Is shopping your hobby? Are you always on the hunt for finding great deals and worth bargains? Leave the mall behind and you might be surprised how far you can stretch your peso. Being on a fixed income doesn’t mean you have to live meager life. Try savvy shopping at consignment stores, flea markets, thrift stores, and yard sales. There’s probably one in your neighborhood. Try to find these stores and you’ll definitely get more bang

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Debts - they are there to make our lives miserable. They are the cause of financial problems. They command us to work for the rest of our lives and become corporate slaves. Some people lose their insanity because of too much debt. Some commit suicides because they are heavily burdened by a lot of debts while some get into jail because of non-payment of their debts. Yet if you know how to manage your finances, you can live a debt free life. Here are some great advice for changing that and

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All work and no play can make us lose our sanity. In the cash flow game, there are doodads. It represents our expenses on entertainment and leisure. From time to time, we must enjoy our hard earned money. From time to time, we must treat ourselves to entertainment. This does not mean that we must spend all our hard earned money. You can splurge yourself to entertainment without having to spend too much money. Enjoy a thrifty night on the town by following these frugal tips.   Know before you

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More and more companies are declaring Chapter 11 bankruptcy as a result of the global recession and economic slowdown. We have seen huge companies such as Lehman Brothers, Washington Mutual, Nortel Networks, General Motors and other companies succumbing to the effects of the global recession. The latest among the list includes Six Flags declaring bankruptcy. Six Flags is the world’s largest regional theme park company with about 20 theme parks operating across US, Canada and

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Managing your money is the best way to educate yourself to become financialy intelligent. You are the best manager of your own assets. Learn how to take charge of your own money and stop supporting lenders and retailers with cash that should be supporting you and your loved ones. Here are some of the smart ways to manage your finances to reach your financial goals and become rich in the end. As they say, the early bird catches the worm.   Set goals for your gold. Set specific goals. Decide

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