Hello dear readers. Thanks a lot for supporting my blog. You are my inspiration why I am dedicated in writing quality articles on this blog. Your emails and questions are helpful to me as I am motivated to help more people to be financially intelligent, to educate on how to manage finances, and to achieve financial freedom in the future. In this post, I will post some reader emails that I got to educate other readers as well if they too have the same type of questions. The names are not

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It is a Saturday afternoon today and I am here in the office. No, I am not doing an overtime. I am just here to prepare a powerpoint presentation since the learning and development team invited me for a financial planning seminar which will be attended by fellow employees. At first, I was amazed when I received the invitation to be a resource speaker. I am not used in speaking in public and so I must devote an ample amount of time to prepare for such presentation. This will be held

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Different cultures have different practices. Here in our country, usually women are the ones who are more knowledgeable when it comes to money management. They handle the budgeting and other family matters while the husband is busy working as a breadwinner of the family. But women tend to be more shopping addict than men a lot of times. What will you do now if your husband is not comfortable to you in handling the finances of the family because of some reasons? One common symbol of wealth is

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They say that prevention is the best cure to any disease. Bankruptcy as we all know is the worst case scenario for people who want to achieve financial freedom. It’s like a disease that cripples us. Bankruptcy brings to mind a lot of horrible things. In Japan, they used to commit suicide when their business has gone bankrupt. Way back during the stock market crash of 1929, bankruptcy brings to mind a frazzled man in a tuxedo shouting “I’m ruined! Ruined!” before jumping from a high

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Are you planning to have a new car? Cars nowadays can be considered as liabilities. You only buy cars because of the convenience it can bring to you. I myself don’t have a car because I think it’s generally a liability but sooner or later if I have my own family, I think car would become a necessity. The secret to getting the best price on a new car is to know exactly what you want. You won’t learn this from a car dealer. Not having a good idea of what you want before you enter a

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We are all experiencing economic recession. There are low demands of products as consumers cut spending. Companies cut costs thereby closing some of their plant operations and laying off thousand of is workforce. What lessons have you learned so far in this economic recession? What are the things will you do just in case another deep recession comes into our economy in the near future? It is better to be prepared and arm yourself with a weapon to survive an economic crisis. Save for the

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