Archive for August, 2009

For most of us Filipinos, network marketing or multilevel marketing is a new business format that boggles many minds. As a concept, network marketing has been touted as the fastest way to accumulate wealth nowadays. The concept is used to penetrate the market as fast as possible without entailing expensive marketing costs such as marketing and promotions. For the most part, network marketing is spread by word-of-mouth. You most likely have to be invited to join a business orientation or a

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Do you have a small business? Or planning to start one? Definitely you need to know small business budgeting. A budget can help you manage your business. Just as family units live on a budget, a business must also have a budget. You just can’t live without it. An annual budget serves as a guide and a goal for you as an entrepreneur. With a budget, a business owner can determine where the month-to-month performance is headed. Generally, most small business budgets cover the period of the

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Nowadays, because of the global recession, people opt to cut costs on their marketing expenses. We all know the traditional marketing – television commercials, radio broadcasts, and classified ads in broadsheets. But these traditional forms of marketing are too expensive costing hundreds and millions of pesos. If you are a start up company, then definitely you wouldn’t have the marketing budget to splurge in promoting your products and services. I compiled a list of unique

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Are you drowned with debt? Are you having problems in managing your debt? Does it look like that you need to work for the rest of your life just to pay those debts? Well, it’s not too late for you. You must act now not to be burdened by those debts. Of course you want to enjoy the fruits of your labor. You don’t want to end up working just to pay those debts. Here are some personal finance advices for a successful debt management. Control your spending. The ultimate way for managing debt

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I recently watched another video by the famous educator Robert Kiyosaki that tackles about the three types of income. We already know two types of income – the active income and the passive income. Active income is you working for money and passive income is your money working for you. But active income can be further classified into two: Earned Income and Portfolio Income. So what are the differences? You can clearly see the difference when it comes to taxes.   Earned Income – Earned

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