It was one of my most unforgettable experience. In our 15-year stay here at Metro Manila, it was the first time that floods went that high. There were only two instances that flood entered our house, the first one was with Typhoon Rosing way back before. It was Friday night when a long and steady rainfall started. At first, I thought it was just a normal rainfall. I woke up Saturday morning and it was still raining hard. Around 2PM that day, the water started to enter our house. It came from

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Foods - they constitute the bulk of our expenses. It’s one of the basic neccessities in life. This is the stuff of life - the stuff that you put into your mouth and others’. It includes the Starbucks coffee you buy during coffee breaks at work, grocery items you buy every week for your family, and other types of foods you buy every now and then. This is such a variable figure and depends on your circumstances, whether you live alone, love cooking, or choose convenience food. It is

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Trendy gadgets, nice cars, huge houses - most of us want these luxuries in life. With the development of industrial age, we are always blinded to be materialistic. We usually forget the word “simple”. Sometimes, we tend to forget how blessed we are compared to others. We always want to have more and more to feed our never ending greediness. We never find contentment within ourselves and this sometimes results to selfishness. I recently received a forwarded powerpoint presentation

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Sales is the heart of every business. You have to make a sale in order for your business to make profits. You have to do a lot of marketing and advertising in order to generate sales. You have to hire the best sales team under your wing to help you generate revenue for your company. We’ve heard a lot of successful sales agents making millions. They have huge sales incentives, huge sales commissions, etc. They are sales representatives selling real estate properties, insurance policies,

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We are talking too much about frugality and ways to save money here. I’ve enumerated several ways on saving money in different situations - whether be it on work, at home, or during leisure times. It’s not always about saving because sometimes we need to spend to get the economy going. If we don’t spend, then basically businesses will shut down because they won’t be generating any sales. Spending somehow have an impact on how we contribute to our economy. It propels

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Today, I would like to start featuring different franchise opportunities available to those who want to pursue an established business. In one of my previous posts, I mentioned that there are four ways of starting a business: to start from scratch, buy an existing business, get a franchise, and to be a distributor. Getting a franchise is one of the best way if and only if you have the capital. In this first franchise feature, I would like to kick start by featuring my most favorite fast

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Traveling can be fun, exciting, relaxing, sometimes even exasperating - but it’s rarely cheap. You want to save money whenever possible, but you don’t want to risk losing the money you spent on your trip if you need to change your plans or have a medical emergency while traveling. Should you get a travel insurance or not? In some cases, it makes sense to get a travel insurance. In others, you’re probably duplicating coverage you already have. Many policies offer baggage

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