It was one of my most unforgettable experience. In our 15-year stay here at Metro Manila, it was the first time that floods went that high. There were only two instances that flood entered our house, the first one was with Typhoon Rosing way back before. It was Friday night when a long and steady rainfall started. At first, I thought it was just a normal rainfall. I woke up Saturday morning and it was still raining hard. Around 2PM that day, the water started to enter our house. It came from

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Foods - they constitute the bulk of our expenses. It’s one of the basic neccessities in life. This is the stuff of life - the stuff that you put into your mouth and others’. It includes the Starbucks coffee you buy during coffee breaks at work, grocery items you buy every week for your family, and other types of foods you buy every now and then. This is such a variable figure and depends on your circumstances, whether you live alone, love cooking, or choose convenience food. It is

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Trendy gadgets, nice cars, huge houses - most of us want these luxuries in life. With the development of industrial age, we are always blinded to be materialistic. We usually forget the word “simple”. Sometimes, we tend to forget how blessed we are compared to others. We always want to have more and more to feed our never ending greediness. We never find contentment within ourselves and this sometimes results to selfishness. I recently received a forwarded powerpoint presentation

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Sales is the heart of every business. You have to make a sale in order for your business to make profits. You have to do a lot of marketing and advertising in order to generate sales. You have to hire the best sales team under your wing to help you generate revenue for your company. We’ve heard a lot of successful sales agents making millions. They have huge sales incentives, huge sales commissions, etc. They are sales representatives selling real estate properties, insurance policies,

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We are talking too much about frugality and ways to save money here. I’ve enumerated several ways on saving money in different situations - whether be it on work, at home, or during leisure times. It’s not always about saving because sometimes we need to spend to get the economy going. If we don’t spend, then basically businesses will shut down because they won’t be generating any sales. Spending somehow have an impact on how we contribute to our economy. It propels

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Today, I would like to start featuring different franchise opportunities available to those who want to pursue an established business. In one of my previous posts, I mentioned that there are four ways of starting a business: to start from scratch, buy an existing business, get a franchise, and to be a distributor. Getting a franchise is one of the best way if and only if you have the capital. In this first franchise feature, I would like to kick start by featuring my most favorite fast

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Traveling can be fun, exciting, relaxing, sometimes even exasperating - but it’s rarely cheap. You want to save money whenever possible, but you don’t want to risk losing the money you spent on your trip if you need to change your plans or have a medical emergency while traveling. Should you get a travel insurance or not? In some cases, it makes sense to get a travel insurance. In others, you’re probably duplicating coverage you already have. Many policies offer baggage

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Christmas is just around the corner. We just started with the month of BERs. And bazaars are definitely in during the Christmas season as a lot of people will buy gifts for their friends and loved ones. Bazaars are one of the ways for entrepreneurs to showcase and market their products and services. If you want to participate in a bazaar, here are some useful tips to engage with your buyers: Flaunt your PR Skills: Talk to your clients. Clients are the lifeblood of any business. There is so

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I was watching this video by Anthony Robbins, one of the most successful motivational speaker. And I thought that definitely, it’s worth to share it to all my readers. Tony Robbins talked about how to condition your mind to achieve success. Its all about chaging your beliefs and taking massive actions towards achieving your goals. Each and everyone of us has its own potentials. But not everyone of us cultivates these potentials to become a reality. Have you heard of people who went from

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Nowadays, with the global financial crisis, finding a job is really hard. With a lot of unemployed people looking for jobs, you would have to compete with them. But what if you suddenly received a call or a letter from a company asking you for a job interview. Hurray! Your CV passed and you’re now moving on to the next step and have got through the door. You have to assume now that what they read on the application form, in your covering letter, and on your CV has illustrated that you

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Are you curious to know who are among the top Philippine companies in 2009? The Wall Street Journal recently conducted a survey of top 200 companies in Asia. Their project started in August 2008 when they compiled a lists of Asian companies traded on stock exchanges. A total of 2,622 executives and professionals participated in the survey. Based on their research, here are some of their findings when it comes to the top companies here in the Philippines: In OVERALL RANK, the country’s

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Be Optimistic! Be Positive! That’s one of the most common words that we keep on hearing from friends when we encounter failures and defeats. If you are inclined to be a pessimist, experts say to try to bite your tongue to stop those negative comments coming out, because everytime they come out, they’ll kill a bit of enthusiasm for life. A lot of times, it may be necessary to just pretend to be happy. So try to think of yourself as someone with a happy demeanor. Nevermind that you

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Sales proposals are very important for an entrepreneur to close a sale with a client. With the vast competition that entrepreneurs have nowadays, how can they write a winning sales proposal to be able to win a deal? A sales proposal is just the first communication that you want to establish with a client. Valuing one’s client should be intrinsic to every entrepreneur for them to become successful. Every entrepreneur should commit themselves in a philosophy of serving, and not merely

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Opportunity cost analysis is one of the main foundations used in making financial decisions. In strict accounting terms, opportunity cost is not really a cost or an expense. However, it maybe relevant in making decisions with financial repercussions. Wikipedia says that opportunity cost has been described as expressing the basic relationship between scarcity and choice. When you are torn between making decisions with mutually exclusive results, then one benefit should be sacrificed and

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