Are you curious to know who are among the top Philippine companies in 2009? The Wall Street Journal recently conducted a survey of top 200 companies in Asia. Their project started in August 2008 when they compiled a lists of Asian companies traded on stock exchanges. A total of 2,622 executives and professionals participated in the survey. Based on their research, here are some of their findings when it comes to the top companies here in the Philippines: In OVERALL RANK, the country’s

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Be Optimistic! Be Positive! That’s one of the most common words that we keep on hearing from friends when we encounter failures and defeats. If you are inclined to be a pessimist, experts say to try to bite your tongue to stop those negative comments coming out, because everytime they come out, they’ll kill a bit of enthusiasm for life. A lot of times, it may be necessary to just pretend to be happy. So try to think of yourself as someone with a happy demeanor. Nevermind that you

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Sales proposals are very important for an entrepreneur to close a sale with a client. With the vast competition that entrepreneurs have nowadays, how can they write a winning sales proposal to be able to win a deal? A sales proposal is just the first communication that you want to establish with a client. Valuing one’s client should be intrinsic to every entrepreneur for them to become successful. Every entrepreneur should commit themselves in a philosophy of serving, and not merely

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Opportunity cost analysis is one of the main foundations used in making financial decisions. In strict accounting terms, opportunity cost is not really a cost or an expense. However, it maybe relevant in making decisions with financial repercussions. Wikipedia says that opportunity cost has been described as expressing the basic relationship between scarcity and choice. When you are torn between making decisions with mutually exclusive results, then one benefit should be sacrificed and

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Are you a reader of Good House Keeping Magazine? Last July 2009, I got my very first feature under their Money Makeover section. I was happy with the outcome and I was contacted again to further contribute to their growing number of readers.   And so since I knew that my second feature will come out this September, I urgently bought the magazine again to see how it goes. I bought one copy at the nearby Mini Stop in our office. The September 2009 issue Good House Keeping Magazine cover was no

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Almost all Filipinos probably know the Ayalas. There is the famous Ayala Avenue along Makati. It houses one of the business districts here in the Philippines. Ayala is one of the prominent names in Philippine business. They own one of the country’s largest banks, Bank of the Philippine Islands. They own one of the country’s top telecommunication networks, Globe Telecom. They own one of the country’s leading real estate developer, Ayala Land. Other businesses of the Ayalas include water

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What are the qualities of a winner? What differentiates it as against a loser? Do you want to become a winner and avoid being a loser? Here are some of the qualities of a winner vs. a loser: A winner is always part of the answer. A loser is always part of the problem.   Losers always complain and complain. They never stop. The reason their “issues” persist is that they can’t stop talking about it. Winners recognize problems but instead of complaining about them, in conversations, they

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Retirement years are one of the best years in one’s life most especially if you’ve already worked for almost all your entire life. It’s the time to savor the fruits of your labor. It’s time to relax, to free yourself from worries and enjoy the remaining years of your life. Most people commit mistakes in planning for their retirement years. In the end, they have not successfully retired themselves from work and would either depend on the income of their children to support their

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Almost all of us have childhood dreams. When our parents ask us what we want to become when we grow up, some would say: “I want to become a doctor someday.” “I want to become a lawyer.” Or some would say “I want to become a famous singer or a famous Hollywood artist like my idol!” I want to point you out to a remarkable speech by Ryan Pausch, Professor of Computer Science in Carnegie-Mellon University who has pancreatic cancer and died last July 25,

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