Having huge debts is definitely a burden that’s why I always advise to manage your finances properly. However, if you already have huge debts, one way to pay these debts is through a structured debt settlement. While it may sound too technical to you, structured debt settlement entails restructuring of your loan. This can be negotiated with your creditor. You will have to enter a deal that will either lower your monthly amortization or extend your paying period so that debt payment will

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Most of us grew up thinking that mistakes are bad and should be avoided at all cost. We tend to correlate mistakes with low intelligence: The more mistakes you make, the dumber you are. However, the truth is, mistakes are opportunities to learn something new. “There’s a bit of magic hidden in every mistake,” Kiyosaki said. “That magic is called learning.” Instead of telling yourself on how to avoid mistakes, learn from your mistakes to turn into an opportunity to gain

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There are times that we need cash for emergency purposes and that’s the main purpose why it is advisable to put up an emergency fund before you invest the rest of your money. One of the best ways to get an emergency cash loan is through your credit card cash advance. However, if you don’t have credit card or if you have reached the maximum credit limit, then you can resort to what they call payday loans. Payday loans are short-term loans with some ranging from fifteen days or

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For all those who are my friend at facebook, probably by now, you have already knew that I was one of the major resource speaker in yesterday’s Blog World Philippines 2010 where I talked about the special topic of Financial Blogging. It was my first major speaking engagement. I was surprised the day I received an invitation from Sir Leo Fuentes, the President and CEO of Asian Institute of E-Commerce. They have campuses mostly located in Pangasinan. It was attended by a lot of students

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