Millionaire Acts

Have you ever wondered why some employees, despite their large paychecks, end up being broke? The reality is a bigger income does not necessarily equate to becoming rich. How many people have you heard winning millions in the lottery only to spend all of it in a few years to become ... Read More

When you hear the words 'life insurance'? What does it mean to you? Does it mean an additional expense on your budget? Or does it mean a product for your financial security? I was offered several life insurance products before but admittedly I declined because as most people, I thought it ... Read More

Napoleon Hill said that "Riches do not respond to wishes. They respond only to definite plans, backed by definite desires, through constant persistence." Being rich is not about having a lot of money. It's about building wealth , keeping your money, and spending it wisely. Sustainability is the key difference between ... Read More

There are many situations that can arise that financially knock us off our feet. In the event of an accident or an illness, how will you deal with the financial fallout? There are several considerations to make well before this ever happens to you. This way, if you do end up ... Read More

Calculators are essential part in managing our personal finances. As they said, numbers don’t lie. They tell you exactly how much is needed to reach your desired savings goal or payments of your bills. Through them, we can our keep track of our developments towards the goal that we aim. Ultimately, ... Read More

Few more months to go and this blog will turn 2 years old already. I remember back then, in November 24, 2008, I started this blog and began my journey to financial freedom listing down my goals in life. Last year, when this blog turned 1 year old, I listed some of ... Read More

Most people will tell you they have a financial plan. What they really mean is they have a “retirement package” with a pension fund, life and health insurance policies, mutual funds, and the like. The typical plan is nothing more than a collection of financial products purchased without a clear ... Read More