Few more months to go and this blog will turn 2 years old already. I remember back then, in November 24, 2008, I started this blog and began my journey to financial freedom listing down my goals in life. Last year, when this blog turned 1 year old, I listed some of the accomplishments that this blog achieved. Aside from my featured articles on Good House Keeping July 2009 and Good House Keeping September 2009 issues, I was also featured in Manila Bulletin’s Blog O-Rama and had a

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Most people will tell you they have a financial plan. What they really mean is they have a “retirement package” with a pension fund, life and health insurance policies, mutual funds, and the like. The typical plan is nothing more than a collection of financial products purchased without a clear idea of the total picture. Investing requires a personal financial plan. Where are you and where do you want to go? Do you just want to be secure? Comfortable? Or rich? Are you set up to retire

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Last July 31, I was given the chance to be a resource speaker for the very first financial planning seminar that I conducted. I was at first nervous as this was my very first speaking stint but that nervousness was slowly swallowed as I discussed my topics. It was a success! It was attended by around 50 attendees from our company. I was first introduced as a BS Mathematics graduate from Ateneo de Manila University, mentioned my two former employment background and my feature in Good House

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Different cultures have different practices. Here in our country, usually women are the ones who are more knowledgeable when it comes to money management. They handle the budgeting and other family matters while the husband is busy working as a breadwinner of the family. But women tend to be more shopping addict than men a lot of times. What will you do now if your husband is not comfortable to you in handling the finances of the family because of some reasons? One common symbol of wealth is

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They say that prevention is the best cure to any disease. Bankruptcy as we all know is the worst case scenario for people who want to achieve financial freedom. It’s like a disease that cripples us. Bankruptcy brings to mind a lot of horrible things. In Japan, they used to commit suicide when their business has gone bankrupt. Way back during the stock market crash of 1929, bankruptcy brings to mind a frazzled man in a tuxedo shouting “I’m ruined! Ruined!” before jumping from a high

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Managing your money is the best way to educate yourself to become financialy intelligent. You are the best manager of your own assets. Learn how to take charge of your own money and stop supporting lenders and retailers with cash that should be supporting you and your loved ones. Here are some of the smart ways to manage your finances to reach your financial goals and become rich in the end. As they say, the early bird catches the worm.   Set goals for your gold. Set specific goals. Decide

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