Auto insurance isn’t just about the car. Every auto insurance policy owner should take the time to read their insurance policies. Some auto insurance policies are actually a package designed to cover risks ranging from lawsuits and property damage to medical expenses and even death. To shop wisely for auto insurance, you need to look at the separate components to be able to search for possible discounts and then decide the best way to spend your money. Normally, car drivers are

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First of all, why are you buying life insurance? The basic rationale for life insurance is to replace your income in the event that you die unexpectedly. Your insurance policy then is supposed to “buy” your dependents’ time to replace the income they had depended on you. Strictly speaking, life insurance is primarily for protection, not an investment or a savings plan. However, today’s insurance companies offer products with savings plans and investment features. These

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During times of economic recession, the single most important word is SAVE. Therefore, it is essential for us to find ways to lower our monthly expenses and free up cash for more important expenses. While many of you will tell that insurance is not a basic necessity, insurance lets you protect for uncertain times like an accident. In my previous post, I discussed about life insurance and differentiated between whole life insurance vs. term life insurance. Today, we are about to discuss car

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Traveling can be fun, exciting, relaxing, sometimes even exasperating - but it’s rarely cheap. You want to save money whenever possible, but you don’t want to risk losing the money you spent on your trip if you need to change your plans or have a medical emergency while traveling. Should you get a travel insurance or not? In some cases, it makes sense to get a travel insurance. In others, you’re probably duplicating coverage you already have. Many policies offer baggage

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Live life to the fullest. Grab life by the horns. Just make sure your life is insured. Life insurance is the only vehicle that delivers a set amount of money at a specific point in the future. While you won’t be around to collect the benefits of your life insurance, your dependents would definitely benefit from it. The money can help pay off mortgage, put your children through college, cover estate taxes, or just help your family make ends meet. If you’re pondering whether to buy an

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So you have a car. The next thing to do is to have it insured so you won’t pay huge amount of costs for any accident you might have. Most people spend thousands of pesos a year on car insurance. You can slash your insurance costs by as much as 50% by paying attention to the things that influence your insurance premiums. Follow these tips on how you can save more on your car insurance and start saving more money today.   Get more than one quote. Rates can vary a great deal between insurance

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