Thanksgiving Day is a special occasion in the US. It is usually celebrated on the fourth Thursday in the month of November. Thanksgiving Day is a time for merrymaking, shopping, family reunion, feasts and family dinners. People also take time to thank God for all His blessings and for all the material possessions man enjoys. For many Thanksgiving is also the time to thank near and dear ones and being grateful for their kindness. This coming November 26, US will be celebrating Thanksgiving

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Are you a reader of Good House Keeping Magazine? Last July 2009, I got my very first feature under their Money Makeover section. I was happy with the outcome and I was contacted again to further contribute to their growing number of readers.   And so since I knew that my second feature will come out this September, I urgently bought the magazine again to see how it goes. I bought one copy at the nearby Mini Stop in our office. The September 2009 issue Good House Keeping Magazine cover was no

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Last July 31, I was given the chance to be a resource speaker for the very first financial planning seminar that I conducted. I was at first nervous as this was my very first speaking stint but that nervousness was slowly swallowed as I discussed my topics. It was a success! It was attended by around 50 attendees from our company. I was first introduced as a BS Mathematics graduate from Ateneo de Manila University, mentioned my two former employment background and my feature in Good House

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Banks provide interest on your deposited money. They provide you an income for your hard earned money. But banks can also steal your money in the form of bank mistakes. Bank mistakes can cost you money, and they usually aren’t cheap. If you are not aware of it, your cash could be gone for good. Banks may not mess up often, but when they do, it’s up to you to hold them accountable. Stop banks from stealing your money by following these useful tips:   Debit card fumbles. Bank cards make it

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It is a Saturday afternoon today and I am here in the office. No, I am not doing an overtime. I am just here to prepare a powerpoint presentation since the learning and development team invited me for a financial planning seminar which will be attended by fellow employees. At first, I was amazed when I received the invitation to be a resource speaker. I am not used in speaking in public and so I must devote an ample amount of time to prepare for such presentation. This will be held

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Different cultures have different practices. Here in our country, usually women are the ones who are more knowledgeable when it comes to money management. They handle the budgeting and other family matters while the husband is busy working as a breadwinner of the family. But women tend to be more shopping addict than men a lot of times. What will you do now if your husband is not comfortable to you in handling the finances of the family because of some reasons? One common symbol of wealth is

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They say that prevention is the best cure to any disease. Bankruptcy as we all know is the worst case scenario for people who want to achieve financial freedom. It’s like a disease that cripples us. Bankruptcy brings to mind a lot of horrible things. In Japan, they used to commit suicide when their business has gone bankrupt. Way back during the stock market crash of 1929, bankruptcy brings to mind a frazzled man in a tuxedo shouting “I’m ruined! Ruined!” before jumping from a high

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Last April, I wrote about an article about my upcoming Good House Keeping Magazine feature on the Money Makeover section. I received an email from one of the writers of the said magazine inviting me to share my expertise in the field of finance and money management. She gave me a series of questions by email and I answered it to the best that I could. Today is the month of July and I was so excited to buy the magazine as this would be my first time to get featured in a magazine. I visited

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Are you a shopaholic? Are you a frequent shopper? Is shopping your hobby? Are you always on the hunt for finding great deals and worth bargains? Leave the mall behind and you might be surprised how far you can stretch your peso. Being on a fixed income doesn’t mean you have to live meager life. Try savvy shopping at consignment stores, flea markets, thrift stores, and yard sales. There’s probably one in your neighborhood. Try to find these stores and you’ll definitely get more bang

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Debts - they are there to make our lives miserable. They are the cause of financial problems. They command us to work for the rest of our lives and become corporate slaves. Some people lose their insanity because of too much debt. Some commit suicides because they are heavily burdened by a lot of debts while some get into jail because of non-payment of their debts. Yet if you know how to manage your finances, you can live a debt free life. Here are some great advice for changing that and

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As a blogger, you have to do social climbing. You have to interact with fellow bloggers. And in recognition to their outstanding efforts in the blogosphere for the year 2009, I am casting my votes for the Top 10 Emerging Influential Blogs for 2009 project of the influential blogger Janette Toral. I would like to reiterate that I was not influenced by any other form of campaign nor I was compensated for my nominations. These are my own choices as my entry to the project and I would state the

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You’ve been in the world of investing for some years as of now. But you haven’t reaped your desired returns. What lessons do you need to learn? What can you do for your money to work for you? Here are some of the principles of modern finance, which I got from the book that I read and can definitely be of help to you in investing your nest eggs wisely so as to avoid the worst financial blunders. These lessons can help you about your personal investment decisions. Lesson 1: Know your

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I was glad because I was recently contacted by someone from Good HouseKeeping Magazine of Summit Media to offer advise and tips for their Money Makeover piece. It was a piece requiring tips on the situations provided by their readers. Let me share to you two of the four questions I have answered. I cannot wait because they said that the issue where I will be featured will come out this coming month of July. So to all my readers, thank you for the continuous support. Let’s also watch

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Are you planning for your retirement? The earlier you plan, the more successful your plan will be. Retirement planning involves a lot of sacrifices, discipline and hard work. You want to live a good life in your golden years. What if you are about to retire in the next 10 years? But you haven’t save enough? Where do you start? Early retirement is the goal of many. Here are some of the simple advices to successfully enjoy the retirement of your dreams.   Estimate expenses. Take charge. Do a

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