In one of my previous posts, I mentioned about what to look for when buying mutual funds. Once you bought and invested your hard-earned money into mutual funds, then what’s the next step? In my pursuit for further financial education, here are the do’s and don’ts of mutual fund investing: WHAT TO DO WHEN INVESTING IN MUTUAL FUNDS: - Pick funds that have a proven track record and a manager who has been around for more than five years. - Pick funds that meet your investment

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Mutual funds are one of the investment options where you can invest your extra cash. As a mutual fund investor myself, I made a post on how to invest in mutual funds before to assist my readers interested in investing in mutual funds. According to Kiyosaki, mutual funds are investment vehicles for a person to use as part of his or her financial plan to be secure or comfortable, not rich. Because of built-in management, mutual funds may be a better choice than stocks for new investors who

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Real estate investment has been one of the most profitable among the many types of investments. A real-estate investment is a building or property other than a family home that generates income through rent or resale. The price of the investment and the earnings are driven by supply and demand. Kiyosaki termed real estate investment as an investment with “curb appeal.” Investors who want to see more than a print-out of their holding can drive by the property or building, vacation in it

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This post educates my readers regarding investing in mutual funds. I myself started investing in a mutual fund when I was 22 years old. Back then I used my performance-based bonus in our company and invested it in a Bond Fund in Sun Life. What are mutual funds? Mutual funds are open-ended pooled funds. People invest their money in the fund and a leader called the fund manager invest it in behalf of its investors. Usually, mutual funds enable the possiblity of small time investors to invest in

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I would start featuring reader emails to me that deserves to be featured so that other readers will benefit from it also. For readers, if you have questions, you can leave a comment in any of the articles or you can directly email me. I will try my best to answer your queries as much as I can. In that way, there would be more interaction between me and my readers. This would be the first set of emails that I received from 3 of my readers. I am happy that this blog is increasing its reach and

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In my previous article regarding Time Value of Money, if you have extra cash, it is better to invest it somewhere since keeping it in your drawer or cabinet alone is not the right approach. Doing so will let your money be subjected to a depreciating purchasing power as every year, inflation rises. Let your money work for you. Make your cash work hard for you as you have worked hard to earn it. Here are some of the reasons on why do you need to invest. As discussed, there are three

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You’ve worked hard. You’ve saved as much as you could. You’ve made the right moves to secure your future. But what would happen if you outlive your spouse? What would happen to your children? Replacing the breadwinner’s salary in case of death is the main purpose of a life insurance. It protects life. It insures life’s uncertainties and ultimately, that is death. Yourself is the most important investment because without you working, your family’s financial

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Mutual Funds and Unit Investment Trust Funds (UITFs) are both open-ended pooled funds managed by an expert fund manager. This means that your money together with the money of all other investors in the fund will be invested by the fund manager in a diversified portfolio of investments. Both types of investments have holding periods. The fund manager will then invests it in four main types of funds named Money Market Fund, Bond Fund, Balanced Fund, and Equity Fund classified by the risk

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