Few more months to go and this blog will turn 2 years old already. I remember back then, in November 24, 2008, I started this blog and began my journey to financial freedom listing down my goals in life. Last year, when this blog turned 1 year old, I listed some of the accomplishments that this blog achieved. Aside from my featured articles on Good House Keeping July 2009 and Good House Keeping September 2009 issues, I was also featured in Manila Bulletin’s Blog O-Rama and had a

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Most people will tell you they have a financial plan. What they really mean is they have a “retirement package” with a pension fund, life and health insurance policies, mutual funds, and the like. The typical plan is nothing more than a collection of financial products purchased without a clear idea of the total picture. Investing requires a personal financial plan. Where are you and where do you want to go? Do you just want to be secure? Comfortable? Or rich? Are you set up to retire

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Retirement years are one of the best years in one’s life most especially if you’ve already worked for almost all your entire life. It’s the time to savor the fruits of your labor. It’s time to relax, to free yourself from worries and enjoy the remaining years of your life. Most people commit mistakes in planning for their retirement years. In the end, they have not successfully retired themselves from work and would either depend on the income of their children to support their

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