Retirement is the stage where an individual decides to leave the labor force permanently. The usual retirement age for most countries is 65. The Philippines has been a retirement destination for most foreigners because of its low cost of living. They enjoy a lifestyle that’s cheaper than what they would pay in their developed homelands. […]
Finding an insurance agent can be tricky as most people rely on their friends and families for a recommendation. In addition, if someone has friends who work in insurance, they take out a policy as a matter of course. A cursory search for an “insurance agent near me” on Google will yield a million results. […]
Market prices are always changing across industries, and price hikes make it challenging to satisfy the increasing demands and needs of your family. Thus, while a regular job can give you financial stability, making extra income is always essential. Having multiple sources of income is certainly one of the great secrets of the rich. When […]
When it comes to making preparations for the rest of your life, proper management of your money is an important skill. However, it’s not one that comes easy to everyone. It’s easy to take it for granted that your parents have it all put together, but as their child you may be concerned that they’re […]
Traveling has always been a memorable experience for most of us. We want to travel to explore places we’ve never been to. After all, memories bring us happiness more than things in the long term as the famous quote says: “Collect memories, not things”. Some of us prefer to travel on our local destinations first […]
Getting a home and owning it is certainly one of dreams for most of us. However, with the high costs associated with it, most can’t afford it to pay in cash hence resorting to a housing loan. If you are a first-time home buyer, here are some tips to consider when getting a housing loan. […]
Living in a traffic-congested country like the Philippines makes a lot of employees want to work from home. However, most conventional employers want their employees to work in their respective offices leaving these employees no choice but to brave the everyday commuter life. With today’s internet technology, there are a lot of ways to make […]
It is always easier to develop a financial and investment strategy when you have a fixed income. The salaried people know how much they are getting, and thus, the process of allocating money to expenses, savings and investments becomes fluid. However, when it comes to fluctuating income, which is the case with most commission-based jobs, […]
Banks used to control every aspect of our financial lives. Like every other industry, though, the internet is disrupting things in a hurry. The second technological progress made it possible, hungry fintech entrepreneurs opened their own money transfer firms. In 2011, Transferwise was founded on the idea that everyone could transfer cash in the novel […]
You probably heard about installment loans from a friend who recently used one to fund a home-improvement project or you remember your parents paying off installment loans when you were a kid. As such, you’re now interested in doing so. The process of procuring such a loan is not terribly arduous, but you do want […]
