It is always easier to develop a financial and investment strategy when you have a fixed income. The salaried people know how much they are getting, and thus, the process of allocating money to expenses, savings and investments becomes fluid. However, when it comes to fluctuating income, which is the case with most commission-based jobs, […]
Banks used to control every aspect of our financial lives. Like every other industry, though, the internet is disrupting things in a hurry. The second technological progress made it possible, hungry fintech entrepreneurs opened their own money transfer firms. In 2011, Transferwise was founded on the idea that everyone could transfer cash in the novel […]
You probably heard about installment loans from a friend who recently used one to fund a home-improvement project or you remember your parents paying off installment loans when you were a kid. As such, you’re now interested in doing so. The process of procuring such a loan is not terribly arduous, but you do want […]
Real estate is arguably one of the best investments as one can make money out of it through capital gains by buying low and selling it high and through passive rental income. However, as with any other investment, it requires due diligence and proper planning. As I took a plunge on real estate investing lately, […]
Nowadays, there are a lot of so called financial planners. They can be mutual fund agents, financial advisors from insurance companies, and those that had a certification from organizations like RFP or Registered Financial Planners. These financial planners make a living through fees paid by their clients. There are two different types of financial planners […]
Nowadays, a lot of apps proliferated smart phones. Aside from simplifying our needs, some of them can provide additional income for us. These are what you call “cash back apps” where you earn cash by using them. There are several legitimate apps that you can extra money from, and I’ll be sharing with you three […]
Investing your money in the stock market can give you really high ROI. However, investing in stocks is not easy. You can lose your money if you are not keen enough. Before investing, you should understand the market and have a lot of patience. Stocks are not for the faint-hearted. You have to do thorough […]
Credit cards have become easily accessible but not many people know how to use them properly. People who don’t know how to manage their finances properly usually have mounting credit card debts which leads to financial problems. With today’s advent of technology, a lot of digital platforms have become available for easy access of credit. […]
Outside of the lottery, there is no such thing as a get rich quick scheme. Earning your millions takes the right combination of hard work, knowledge, and luck. One way some people do it is by starting a new business and building it into an enterprise successful enough to sell. The history of business over […]
Budgeting is an effective way to get your finances under control by cutting costs and setting goals and limits. The general concept involves calculating expenses and income and then setting a limit for your spending. You must stay within your limits to remain within your budget. Here are four tips for creating a budget that […]
