Traveling has always been a memorable experience for most of us. We want to travel to explore places we’ve never been to. After all, memories bring us happiness more than things in the long term as the famous quote says: “Collect memories, not things”. Some of us prefer to travel on our local destinations first […]
Getting a home and owning it is certainly one of dreams for most of us. However, with the high costs associated with it, most can’t afford it to pay in cash hence resorting to a housing loan. If you are a first-time home buyer, here are some tips to consider when getting a housing loan. […]
Living in a traffic-congested country like the Philippines makes a lot of employees want to work from home. However, most conventional employers want their employees to work in their respective offices leaving these employees no choice but to brave the everyday commuter life. With today’s internet technology, there are a lot of ways to make […]
It is always easier to develop a financial and investment strategy when you have a fixed income. The salaried people know how much they are getting, and thus, the process of allocating money to expenses, savings and investments becomes fluid. However, when it comes to fluctuating income, which is the case with most commission-based jobs, […]
Banks used to control every aspect of our financial lives. Like every other industry, though, the internet is disrupting things in a hurry. The second technological progress made it possible, hungry fintech entrepreneurs opened their own money transfer firms. In 2011, Transferwise was founded on the idea that everyone could transfer cash in the novel […]
You probably heard about installment loans from a friend who recently used one to fund a home-improvement project or you remember your parents paying off installment loans when you were a kid. As such, you’re now interested in doing so. The process of procuring such a loan is not terribly arduous, but you do want […]
Real estate is arguably one of the best investments as one can make money out of it through capital gains by buying low and selling it high and through passive rental income. However, as with any other investment, it requires due diligence and proper planning. As I took a plunge on real estate investing lately, […]
Nowadays, there are a lot of so called financial planners. They can be mutual fund agents, financial advisors from insurance companies, and those that had a certification from organizations like RFP or Registered Financial Planners. These financial planners make a living through fees paid by their clients. There are two different types of financial planners […]
Nowadays, a lot of apps proliferated smart phones. Aside from simplifying our needs, some of them can provide additional income for us. These are what you call “cash back apps” where you earn cash by using them. There are several legitimate apps that you can extra money from, and I’ll be sharing with you three […]
Investing your money in the stock market can give you really high ROI. However, investing in stocks is not easy. You can lose your money if you are not keen enough. Before investing, you should understand the market and have a lot of patience. Stocks are not for the faint-hearted. You have to do thorough […]
