Finance Concepts


Forex, Stocks, Cryptocurrencies – Which Should You Trade?

Forex, Stocks, Cryptocurrencies – Which Should You Trade?

If you are just getting started with online trading, you are likely wondering what specifically you should trade. While an experienced trader could put his money in trading currencies, stocks and cryptocurrencies, a novice trader might be best served taking on one at a time. This way, he/she can learn and perfect the art of […]


Investing in Mutual Funds Through PAMI

Investing in Mutual Funds Through PAMI

Mutual funds have been one of the favorite places of newbie investors where they place their money for investment with a minimum capital of just 5,000 pesos. With your current busy schedule at work and active lifestyle, you probably don’t have enough time to study what are bonds, stocks, money market, etc. This is where […]


How to Manage Cash Flow in Business

Personal finance is all about cash flow management. It is not only applicable in managing personal wealth but it can also be applied to manage a business. Just like in personal wealth, cash flow is the lifeblood of any business. Without it, the business is like a person drained of blood which could eventually lead […]


The Law of Leverage

The Law of Leverage

Leverage is one of the most used word in the field of business and finance. It refers to any technique used to either multiply gains or losses. It often involves the borrowing of money from a bank to buy more assets to expand the business with a belief that the income generated from the assets […]


2013 Philippine Investment Outlook

2013 Philippine Investment Outlook

It’s more fun investing in Philippines. This is perhaps the most applicable tagline for investors here in the Philippines as they anticipate the most awaited first ever investment-grade credit rating that the country is poised to get from any of the three credit rating agencies this year 2013. It started last year when the Philippines […]


Financial Graces that Can Leave You In Financial Ruin

Financial Graces that Can Leave You In Financial Ruin

The recent recession left many people in financial ruin. In order to make ends meet, people had to do drastic things to their personal budgets. However, many people were actually taking money away from the wrong places and making their financial situation worse. No matter what your financial situation, there are some things that should […]


The Difference of Angel Investors vs. Venture Capitalists

The Difference of Angel Investors vs. Venture Capitalists

For business owners, there are a lot of ways to fund your business. You can take a loan from the bank or cooperative, use your own savings, or borrow money from angel investors and venture capitalists. For investors, one way to grow your money is to become an angel investor and venture capitalist. Both types […]


Paying Your Debts Through Structured Debt Settlement

Having huge debts is definitely a burden that’s why I always advise to manage your finances properly. However, if you already have huge debts, one way to pay these debts is through a structured debt settlement. While it may sound too technical to you, structured debt settlement entails restructuring of your loan. This can be […]


Economic Terms You Need to Know When Investing

The health of the economy is directly proportional to your investments. If the economy is doing good, then chances are your investments will also earn good. However, if the economy is experiencing a downturn, then definitely, your investments too are affected. Since the US has the largest economy in the world, most people watch its […]


Debt Consolidation: Consolidating Your Debt Payment

Having lots of debts is different to manage. You may need to track down all debts from one creditor to another including interest expenses and late payment charges. One solution to handling multiple debts is through debt consolidation. Debt consolidation entails taking out one loan to pay off many others. This is often done to […]