Personal Finance


Tips in Building a Good Credit

Tips in Building a Good Credit

Lending is one of the biggest businesses in finance. Banks, financing companies, credit card companies, and government lending institutions all participate in it.  We probably all need at least one loan in our lives whether home loan, car loan, salary loan, or personal loan. In these, we need to establish a good credit. In the […]


Tips on Paying Your Mortgage Off Early

Tips on Paying Your Mortgage Off Early

Owning your own home, whether it is a house and lot or a condo, is probably one of the biggest investments you will make in your entire lifetime. It may also be your biggest asset or liability depending whether you will rent it out or reside in it. As Robert Kiyosaki says, your home is […]


How to Save on Travel Expenses

How to Save on Travel Expenses

A lot of us are bitten by a travel bug. We want to wander and explore new places we’ve never been into. However, what makes us incapable of doing it is the associated travel costs. A common mistake we all make when we go on vacations to a new place is that we end up […]


Tips to Save Money on Online Shopping

Tips to Save Money on Online Shopping

Online shopping is a huge business nowadays, with more and more consumers across the world turning to the world wide web and mobile applications to purchase goods and services. It has not only provided convenience but also increased spending choices. With just a click on the cart icon, large purchases are being made. If you […]


Deciding on Making a Big Purchase

Deciding on Making a Big Purchase

Making big ticket item purchases will surely hit your savings goal. You definitely want to plan your purchases carefully. Therefore, it is essential to make sure you are financially ready before finally deciding to buy that item. Having a clear idea of what you need is important to staying within your budget. Below are some […]


How to Save Money On College Tuition

How to Save Money On College Tuition

Education is the only treasure that no one can steal from you. As its owner, it accompanies you everywhere you go. With the value of education, most parents are working hard just to send their children to the best schools to finish their studies. However, with the rising costs of tuition fees, education seems to […]


An Interesting View on Why “Less is More”

An Interesting View on Why “Less is More”

The media has been a great influence to all of us. The way they portray the rich depicts an image of consumption and materialism – sports cars, grandeur mansions, huge yachts, expensive gadgets, and luxury vacations which makes you say: “I also want this and that”. However, on the other side of the fence lies […]


7 Steps To My First Million

7 Steps To My First Million

This is a follow up on the article published by GMA News on April 5, 2016 from which they picked up from MoneyMax.ph. WOW! I was so amazed how the article has gone viral online. It was shared more than 10,000 times in Facebook in just ONE DAY after the article was published. In fact, it […]


6 Financial Rules of Thumb in Saving and Investing

6 Financial Rules of Thumb in Saving and Investing

We all make financial decisions in our everyday life from determining whether a certain expense is a need or a want to prioritizing which expenses need to go first among those necessities. Everyone’s situation is different that is why no single financial advice can be considered best for all. However, there are some “rules of […]


How to be Frugal in the Office

Our office is considered as a second home for many of us. It is our home away from home as we spend a significant amount of our daily lives to work inside the four walls of our rooms and cubicles in the office. Being frugal in the office is quite hard especially if you are under […]