Frugal Ideas on Your Water and Electric Bills

Water and electric utility bills consume a huge chunk of our monthly budget. Utility costs can hold you hostage. You want to lower them, but you also need water and electricity to live. Never fear because you can cut your bills without cutting corners. And with these frugal ideas on how to cut your water […]


Make Money Investing in Real Estate

It’s one of the most popular and profitable ways to invest in real estate these days especially because of the onset of the global financial crisis. How to make money in real estate? Buy a house cheaply, renovate it, and resell it for an immediate profit. Sound simple? It is, but only if the property […]


Cover Letter Sample

These past few weeks, I am thinking of starting another category for this blog. I want to offer more help to my readers and so I decided to have a tips category that will help my readers to achieve those financial goals. Nowadays, because of the global financial crisis and job lay offs around the world, it’s tough to […]


Get what you want from credit card companies

Dissatisfied with the terms of your current credit card? Think of ways how you can get credit card companies to waive fees, lower your interest rates or increase your credit limit. Pick up the phone and try calling them right now. Anybody can do it. It takes persistence, organization, and patience. You also need to […]


Power of Positive Thinking

You’ve heard a lot about positive thinking. You are what you think. Mind over body. Using the law of attraction coupled with action and determination, thinking positively may bring us to our dreams closer. As Paulo Coelho said in his book entitled The Alchemist: “When you want something, all the universe conspire in helping you […]


How to Become a Millionaire

Becoming a millionaire involves discipline, hard work, and financial education. A lot of us are dreaming to become a millionaire and I was one of those. That is why I simply created this blog entitled Millionaire Acts – to know how a millionaire acts and to mimic their success. Based on the book that I […]


How to Write a Good Business Plan

The business plan or the feasibility study of a business is the key to your banker’s wallet. If you plan to borrow money to start your business, it would be wise to write down your business plan first. Lenders want to know what you are going to do with their money, among other things. Makes […]


Top 5 Investment Lessons You Need to Learn

You’ve been in the world of investing for some years as of now. But you haven’t reaped your desired returns. What lessons do you need to learn? What can you do for your money to work for you? Here are some of the principles of modern finance, which I got from the book that I […]


April 2009 Portfolio Update

Today is the last day of the month of April and this day April 30 is a very special day. Why? Because it is simply my BIRTHDAY! I just turned 26! Quite old enough huh? Anyway, since this is also the end of the month, I would like to follow up the developments with my […]


Money Makeover Feature at Good Housekeeping

I was glad because I was recently contacted by someone from Good HouseKeeping Magazine of Summit Media to offer advise and tips for their Money Makeover piece. It was a piece requiring tips on the situations provided by their readers. Let me share to you two of the four questions I have answered. I cannot wait because […]