financial plan


Tips Before Opening Your Business to Public

Tips Before Opening Your Business to Public

Once you have a business idea, there are several things you need to do before you officially launch your business. The fact is, your business needs a stable foundation in order to succeed, so without proper planning, you’re less likely to maintain a profitable business over a longer period of time. So before you open […]



Tips in Building a Good Credit

Tips in Building a Good Credit

Lending is one of the biggest businesses in finance. Banks, financing companies, credit card companies, and government lending institutions all participate in it.  We probably all need at least one loan in our lives whether home loan, car loan, salary loan, or personal loan. In these, we need to establish a good credit. In the […]


Tips on Paying Your Mortgage Off Early

Tips on Paying Your Mortgage Off Early

Owning your own home, whether it is a house and lot or a condo, is probably one of the biggest investments you will make in your entire lifetime. It may also be your biggest asset or liability depending whether you will rent it out or reside in it. As Robert Kiyosaki says, your home is […]


How to Save on Travel Expenses

How to Save on Travel Expenses

A lot of us are bitten by a travel bug. We want to wander and explore new places we’ve never been into. However, what makes us incapable of doing it is the associated travel costs. A common mistake we all make when we go on vacations to a new place is that we end up […]


Tips to Save Money on Online Shopping

Tips to Save Money on Online Shopping

Online shopping is a huge business nowadays, with more and more consumers across the world turning to the world wide web and mobile applications to purchase goods and services. It has not only provided convenience but also increased spending choices. With just a click on the cart icon, large purchases are being made. If you […]


5 Risks Entrepreneurs Will Face

5 Risks Entrepreneurs Will Face

Entrepreneurship is all about taking risks as it’s nearly impossible to earn a substantial reward in the business world without an equally substantial risk. Risks are intimidating but that’s what separates most of the population from the hard-working and inspired entrepreneurs who try their best to nurture an idea into success. Not all businesses are […]


Investing in Mutual Funds Through PAMI

Investing in Mutual Funds Through PAMI

Mutual funds have been one of the favorite places of newbie investors where they place their money for investment with a minimum capital of just 5,000 pesos. With your current busy schedule at work and active lifestyle, you probably don’t have enough time to study what are bonds, stocks, money market, etc. This is where […]


Deciding on Making a Big Purchase

Deciding on Making a Big Purchase

Making big ticket item purchases will surely hit your savings goal. You definitely want to plan your purchases carefully. Therefore, it is essential to make sure you are financially ready before finally deciding to buy that item. Having a clear idea of what you need is important to staying within your budget. Below are some […]


Piso Tales: A Financial Literacy Advocacy of FWD Life

Piso Tales: A Financial Literacy Advocacy of FWD Life

Millennials nowadays are living the YOLO (You Only Live Once) lifestyle.  They often have a Fear of Missing Out or FOMO. They instantly gratify themselves because they feel they are entitled into it since they worked hard for the money they earned. They don’t want to miss out and be left behind that is why […]