financial plan


Should You Consider a Living Trust? (Estate Planning)

Should You Consider a Living Trust? (Estate Planning)

Estate planning is a dreary topic. However, unless you want to leave your family in the lurch, it’s absolutely necessary. Most of us are familiar with last will or testament for wealth distribution to our beneficiaries. This will only take effect once we die. However, there is another wealth distribution strategy, which is in contrast, […]


Tips on Getting a Mortgage

Tips on Getting a Mortgage

Owning your own home is a dream that you probably share with many of the other people across the world. Unfortunately, getting a home loan is not always as easy as it sounds and for first-time buyers, the whole process can be very overwhelming. Below are three things that you may consider before getting that […]


Tips on Getting a Home Loan

Tips on Getting a Home Loan

Our home is usually one of the biggest investments we will have to make in our lives. It usually commands a huge price that is beyond our cash position. Hence, we commonly sort out to home loan to finance it. The best home loan is the one with the lowest APR or Annual Percentage Rate. […]


Tips Before Opening Your Business to Public

Tips Before Opening Your Business to Public

Once you have a business idea, there are several things you need to do before you officially launch your business. The fact is, your business needs a stable foundation in order to succeed, so without proper planning, you’re less likely to maintain a profitable business over a longer period of time. So before you open […]



Tips in Building a Good Credit

Tips in Building a Good Credit

Lending is one of the biggest businesses in finance. Banks, financing companies, credit card companies, and government lending institutions all participate in it.  We probably all need at least one loan in our lives whether home loan, car loan, salary loan, or personal loan. In these, we need to establish a good credit. In the […]


Tips on Paying Your Mortgage Off Early

Tips on Paying Your Mortgage Off Early

Owning your own home, whether it is a house and lot or a condo, is probably one of the biggest investments you will make in your entire lifetime. It may also be your biggest asset or liability depending whether you will rent it out or reside in it. As Robert Kiyosaki says, your home is […]


How to Save on Travel Expenses

How to Save on Travel Expenses

A lot of us are bitten by a travel bug. We want to wander and explore new places we’ve never been into. However, what makes us incapable of doing it is the associated travel costs. A common mistake we all make when we go on vacations to a new place is that we end up […]


Tips to Save Money on Online Shopping

Tips to Save Money on Online Shopping

Online shopping is a huge business nowadays, with more and more consumers across the world turning to the world wide web and mobile applications to purchase goods and services. It has not only provided convenience but also increased spending choices. With just a click on the cart icon, large purchases are being made. If you […]


5 Risks Entrepreneurs Will Face

5 Risks Entrepreneurs Will Face

Entrepreneurship is all about taking risks as it’s nearly impossible to earn a substantial reward in the business world without an equally substantial risk. Risks are intimidating but that’s what separates most of the population from the hard-working and inspired entrepreneurs who try their best to nurture an idea into success. Not all businesses are […]