financial plan


How to Save on Travel Expenses

How to Save on Travel Expenses

A lot of us are bitten by a travel bug. We want to wander and explore new places we’ve never been into. However, what makes us incapable of doing it is the associated travel costs. A common mistake we all make when we go on vacations to a new place is that we end up […]


Tips to Save Money on Online Shopping

Tips to Save Money on Online Shopping

Online shopping is a huge business nowadays, with more and more consumers across the world turning to the world wide web and mobile applications to purchase goods and services. It has not only provided convenience but also increased spending choices. With just a click on the cart icon, large purchases are being made. If you […]


5 Risks Entrepreneurs Will Face

5 Risks Entrepreneurs Will Face

Entrepreneurship is all about taking risks as it’s nearly impossible to earn a substantial reward in the business world without an equally substantial risk. Risks are intimidating but that’s what separates most of the population from the hard-working and inspired entrepreneurs who try their best to nurture an idea into success. Not all businesses are […]


Investing in Mutual Funds Through PAMI

Investing in Mutual Funds Through PAMI

Mutual funds have been one of the favorite places of newbie investors where they place their money for investment with a minimum capital of just 5,000 pesos. With your current busy schedule at work and active lifestyle, you probably don’t have enough time to study what are bonds, stocks, money market, etc. This is where […]


Deciding on Making a Big Purchase

Deciding on Making a Big Purchase

Making big ticket item purchases will surely hit your savings goal. You definitely want to plan your purchases carefully. Therefore, it is essential to make sure you are financially ready before finally deciding to buy that item. Having a clear idea of what you need is important to staying within your budget. Below are some […]


Piso Tales: A Financial Literacy Advocacy of FWD Life

Piso Tales: A Financial Literacy Advocacy of FWD Life

Millennials nowadays are living the YOLO (You Only Live Once) lifestyle.  They often have a Fear of Missing Out or FOMO. They instantly gratify themselves because they feel they are entitled into it since they worked hard for the money they earned. They don’t want to miss out and be left behind that is why […]


An Interesting View on Why “Less is More”

An Interesting View on Why “Less is More”

The media has been a great influence to all of us. The way they portray the rich depicts an image of consumption and materialism – sports cars, grandeur mansions, huge yachts, expensive gadgets, and luxury vacations which makes you say: “I also want this and that”. However, on the other side of the fence lies […]


6 Financial Rules of Thumb in Saving and Investing

6 Financial Rules of Thumb in Saving and Investing

We all make financial decisions in our everyday life from determining whether a certain expense is a need or a want to prioritizing which expenses need to go first among those necessities. Everyone’s situation is different that is why no single financial advice can be considered best for all. However, there are some “rules of […]


The Mind of a Millionaire

The Mind of a Millionaire

Last month, I was cordially invited to be part of the 5-day workshop in Cebu entitled ‘What It Takes to Become a Millionaire’ from November 4 to 9, 2015. I was the speaker on the 4th day, November 7, and my talk was entitled “The Mind of a Millionaire” where I shared my practical tips […]


How to be Frugal in the Office

Our office is considered as a second home for many of us. It is our home away from home as we spend a significant amount of our daily lives to work inside the four walls of our rooms and cubicles in the office. Being frugal in the office is quite hard especially if you are under […]