retirement


Preparing for Retirement in The Future

Preparing for Retirement in The Future

Retirement is the stage where an individual decides to leave the labor force permanently. The usual retirement age for most countries is 65. The Philippines has been a retirement destination for most foreigners because of its low cost of living. They enjoy a lifestyle that’s cheaper than what they would pay in their developed homelands. […]


The Prize of Delayed Gratification

The Prize of Delayed Gratification

It’s that time of the year once again. Most companies have ended their fiscal years and gave performance bonus to most of their employees. Employees were awashed with cash and they were very happy thinking of where to spend it since they worked hard to earn it. Are they going to buy new clothes, new […]


The Importance of Variable Life Insurance

The Importance of Variable Life Insurance

When you hear the words ‘life insurance’? What does it mean to you? Does it mean an additional expense on your budget? Or does it mean a product for your financial security? In most cases, people would either live too long or die too young. Both cases need to be addressed in terms of financial […]


Setting Up a “Financial Freedom Fund”

Few more months to go and this blog will turn 2 years old already. I remember back then, in November 24, 2008, I started this blog and began my journey to financial freedom listing down my goals in life. Last year, when this blog turned 1 year old, I listed some of the accomplishments that this […]


Personal Financial Plan

Most people will tell you they have a financial plan. What they really mean is they have a “retirement package” with a pension fund, life and health insurance policies, mutual funds, and the like. The typical plan is nothing more than a collection of financial products purchased without a clear idea of the total picture. […]


9 Retirement Planning Mistakes

Retirement years are one of the best years in one’s life most especially if you’ve already worked for almost all your entire life. It’s the time to savor the fruits of your labor. It’s time to relax, to free yourself from worries and enjoy the remaining years of your life. Most people commit mistakes in […]